| Regulation, Preemption
and Industry Abuses
A highly influential road map for consumer
litigation against creditors.
Analyzes consumer credit regulation in all 50 states and federal
regulation, including points, refinancing, and RESPA requirements. How
to challenge excessive credit charges, credit insurance, equity-skimming,
and loan flipping.
The Latest on Federal Preemption
The definitive analysis, examining OCC, OTS, and even FDIC preemption interpretations, and the preemptive effect on State credit law and various federal statutes.
Innovative Thinking and Precise Authority on
Predatory Lending and Today's Other Hot Topics
- Refund anticipation loans
- Payday loans
- Auto title pawns
- Mortgage broker kickbacks
- Yield spread premiums and upcharges
- Second mortgage and home equity loan scams
- Bounced loans
- Negative equity, hidden fees, and other car financing abuses
- Lender and assignee liability for third party behavior
- Rent-to-Own
- How the new Gramm-Leach-Bliley Act affects credit insurance
- Private mortgage insurance
- Complete guide to credit math
- Expert witness reports
- How the new E-Sign law affects loan documents.
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|  CD-Rom
Offers Unique Features
- Two Windows-based programs make
it easy to compute Annual Percentage Rates, produce
amortization tables, and check Rule of 78s rebates,
even for irregular payments
- Key federal statutes, regulations
and hard-to-find agency opinion letters
- All the manual’s sample
pleadings, discovery and trial documents.
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Praise for the NCLC's Manuals
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and NCLC