Testimony before House Financial Services Committee regarding on Accelerating Loan Modifications, Improving Foreclosure Prevention, and Enhancing Enforcement, December 2007
Testimony before the Subcommittee on Housing and Community Opportunity regarding Foreclosure Prevention and Intervention: The Importance of Loss Mitigation Strategies in Keeping Families in Their Homes, November 2007
Letter to Governors regarding Early Disclosures for Non-purchase Money Loans, November 2007
Letter by Coalition Opposing H.R. 3915, November 2007
Analysis of H.R. 3915—as passed out of the House Financial Services Committee, November 2007
Comments of the NCLC and NACA Regarding Advance Notice of Proposed Rulemaking Relating to Unfair or Deceptive Acts or Practices, November 2007
Comments regarding the Proposed Illustrations of Consumer Information for Subprime Mortgage Lending, October 2007
Comments to the Board of Governors of the Federal Reserve System regarding the Board's Authority under HOEPA to Prohibit Unfair Acts or Practices in Connection with Mortgage Lending, August 2007
Group Letter to Federal Reserve Board on HOEPA Authority, August 2007
Letter supporting the Homeownership Protection and Enhancement Act (“HOPE Act”) of 2007, July 2007
Comments to the Commonwealth of Massachusetts Office of the Attorney General regarding Mortgage Lenders and Mortgage Brokers, June 28, 2007 PDF 67KB
Letter Supporting Borrower’s Protection Act of 2007, June 25, 2007 PDF 13KB
Coalition Letter to House Financial Services Committee on Predatory Mortgage Lending, May 21, 2007 PDF 26KB
Comments to the Office of the Comptroller of the Currency to Federal Banking Regulators regarding Proposed Statement on Subprime Mortgage Lending, May 2007
Letter to House Financial Services Committee Leaders Supporting Enhanced Lending Duties under FHA, May 2007
Letter to Banking Regulators regarding the Guidance on Nontraditional Mortgage Product Risk, February 2007
Letter to Senate Regarding Inclusion of Hybrid ARMs in Interagency Guidance on Non-Traditional Mortgages, February 2007
Response to MBA Policy Paper on Suitability, February 2007
Letter to the Financial Services Committee regarding the Accessibility of FHA Programs, January 2007
Comments to Federal Bank Regulators on Proposed Illustrations Regarding Non-Traditional Mortgages, November 2006
Testimony by National Consumer Law Center and Consumer Federation of America Regarding Non-Traditional Mortgage Products, September 2006
Comments to the Federal Reserve Board regarding Home Equity Lending Market, August 2006
Letter to the Appropriations Committee re markup of the HUD Appropriations bill, July 2006
Testimony of J. Robert Hunter before the House Committee on Financial Services Subcommittee regarding Title Insurance Cost and Competition, April 2006
Letter commenting on RESPA reform, April 2006
Comments to the federal banking regulators regarding nontraditional mortgages, March 2006
Letter to FRB re ARM Disclosures, January 2006
Letter in Support the “Preservation of Federalism in Banking Act”, July 2005
Letter to Chairman Oxley and Ranking Member Frank regarding predatory lending in the subprime mortgage market, February 2005
Comments to the Massachusetts Division of Banks regarding 209 CMR §§ 32.32, 34, 40: Predatory Home Loan Practices, March 2005
Point by Point Response To Ney-Kanjorski Predatory Lending Bill, April 2005
Federal Regulation of Consumer Credit: The Cause or the Cure for Predatory Lending, March 2004
Letter to Chairman Oxley of House Financial Services Committee: Foreclosures Are Escalating, November 2003
Testimony to the Subcommittee on Housing and Community Opportunity and Subcommittee on Financial Institutions and Consumer Credit on Protecting Homeowners: Preventing Abusive Lending While Preserving Access to Credit, November 2003
Comments on Community Reinvestment Act Regulations, April 2003
Testimony to the Financial Services Committee Subcommittee on Housing and Community Opportunity re HUD’s Proposal to Reform RESPA, February 2003
Comments on Proposed RESPA Rule to Improve Process of Obtaining Mortgages to Reduce Settlement Costs, November 2002
Letter to NCCUSL Commissioners Opposing Uniform Nonjudicial Foreclosure Act, June 2002
Letter to President of NCCUSL, June 30, 2002
Model State Statute: Home Loan Protection Act - A, November 2001
Comments: HUD Opinion Will Cost Homeowners Millions in Kickbacks, October 2001
Testimony to the Senate Committee on Banking, Housing and Urban Affairs regarding the Increase in Predatory Lending and Appropriate Remedial Actions, July 2001
Letter to HUD General Counsel Richard Hauser regarding HUD's Response to Yield Spread Litigation, July 2001
Comments to the Federal Reserve Board regarding Proposed Changes to HOEPA, March 2001
Comments to the FDIC on Predatory Mortgages, January 2001
Testimony re Amendments to 209 CMR §§ 32.32, 42, 40 High Cost Mortgage Loan Provisions in Massachusetts, October 2000
Comments to the Federal Reserve Board on Its Authority to Expand Protections Against Predatory Lending , August 2000
Comments regarding the Advance Notice of Proposed Rulemaking, July 2000
Testimony: The Increase in Predatory Lending and Appropriate Remedial Actions, May 2000
Comments on HUD's Regulation of Freddie Mac and Fannie Mae, May 2000
Comments: NCLC's Proposal for Predatory Mortgage Reform, February 2000
Letter to Chairwoman Roukema on Mortgage Closing Costs and Relief from RESPA's Section 8, November 1998
Testimony on the Rewrite of Truth in Lending Act and Real Estate Settlement Procedures Act, September 1998
Testimony on Banking and Financial Services regarding the proposed The “Financial Institution Regulatory Streamlining Act of 1998", July 1998
Testimony on FHA's Foreclosure Avoidance Program, June 1998
Comments to Senate Special Committee on Aging on predatory lending, April 1998
Testimony regarding S. 1405 The “Financial Regulatory Relief and Economic Efficiency Act of 1997", March 1998
Testimony regarding the Rewrite of Truth in Lending Act and Real Estate Settlement Procedures Act and Proposed Moratoria on HUD Employee Compensation Rule and Class Action Suits Challenging Lender Paid Mortgage Broker Fees, July 1997
Testimony regarding H.R. 607 HOMEOWNERS INSURANCE PROTECTION ACT, March 1997
Testimony regarding H.R. 1362 FINANCIAL INSTITUTIONS REGULATORY RELIEF ACT OF 1995, May 1995
Testimony regarding S. 650 ECONOMIC GROWTH AND REGULATORY PAPERWORK REDUCTION ACT, May 1995