Rulemakings Archive

Preemption

•  June 27, 2011 deadline to comment on proposed rule by the OCC implementing the preemption provisions of the Dodd-Frank Act. NCLC Issue Brief. NCLC Comments.

Remittances

• July 22, 2011 deadline to submit comments on proposed rules governing disclosures and error resolution rights for consumers who send remittance transfers to foreign countries. 76 Fed. Reg. 29902 (May 23, 2001), Docket No. R–1419, RIN 7100–AD76. NCLC Comments.

Credit Scores

• April 14, 2011 deadline to comment on proposed rule requiring creditors to disclose credit scores and related information to consumers in risk-based pricing and adverse action notices under the Fair Credit Reporting Act. NCLC Comments.

Interchange Fees

• February 22, 2011 deadline to respond to proposed rules from the Federal Reserve implementing the interchange fee limits of the Dodd-Frank Act, including the definition of prepaid cards exempted from the limits. NCLC Comments.

Mortgages: Truth in Lending Act

• December 23, 2010 deadline to comment on proposed rules, 75 Fed. Reg. 58539 (Sept. 24, 2010) extensively revising Regulation Z, including rules for rescinding illegal loans, disclosures for loan modifications, definitions of higher priced mortgages, reverse mortgages and other items. One-page summary of rescission proposal and Sample Comments.

Mortgage Advertising

• November 15, 2010 deadline to comment on the FTC's proposed rules to ban deceptive mortgage ads.

Mortgage Licensing Rules

• March 5, 2010 deadline to comment on proposed rules, 74 Fed. Reg. 66548, on the minimum state standards under the Secure and Fair Enforcement Mortgage Licensing Act (SAFE Act) for licensing loan originators.
  - NCLC Comments

Student Loans

• September 9, 2010 deadline to comment on the DOE's NPRM on Program Integrity: Gainful Employment
  - NCLC Comments, Sept. 8, 2010

UDAP

• Comments of the NCLC and NACA Regarding Advance Notice of Proposed Rulemaking Relating to Unfair or Deceptive Acts or Practices, November 2007