Legislation

On behalf of our low income clients, we are monitoring the following legislative activities. To find out the status of a bill and current co-sponsors, visit www.thomas.gov.

Note: For more materials on a particular subject area, visit our Issues page.

Bank Accounts

  • H.R.3137 (Schakowsky) & S. 1534 (Harkin), Freedom and Mobility in Consumer Banking Act (Support)

Bankruptcy

  • Letters supporting the Private Student Loan Bankruptcy Fairness Act of 2013 (Cohen) and the Fairness for Struggling Students Act of 2013 (Durbin) permitting dischargeability of private student loans, Feb 6, 2013

Consumer Financial Protection Bureau

  • H.R. 3193 (Duffy), Consumer Financial Protection and Soundness Improvement Act of 2013, a package of bills designed to gut the CFPB. Consumer opposition letter. Feb. 11, 2014

Consumer Freedom of Speech

  • H.R.5499 (Swalwell), Consumer Review Freedom Act of 2014 (support)

Credit Reporting

  • H.R. 5446 (Royce), The Facilitating Access to Credit Act: Letter of opposition
  • H.R. 2538 (Fitzpatrick)/S. 1613 (Kirk), The Credit Access and Inclusion Act: Letter expressing concerns.
  • H.R. 1767 (Waters), S. 160 (Merkley), Medical Debt Responsibility Act. Support letter.
  • H.R. 1002 (Cohen)/S. 471 (Sanders), Fair Access to Credit Scores Act

Fair Debt Collection

  • S. 2328 (Toomey), exempting attorneys from the FDCPA (Opposition Letter), May 12, 2014

Housing Finance Reform

Lawsuit "Reform"

Mortgages

Operation Choke Point

Payday Lending and Small Dollar Loans

  • Letter opposing H.R. 1566, the "Consumer Credit Access, Innovation, and Modernization Act" (May 6, 2013) creating a federal charter for internet payday and other lenders.
  • S. 673 (Durbin)/H.R. 5130 (Cartwright), Protecting Consumers from Unreasonable Credit Rates Act. April 9, 2013 support letter to Sen. Durbin. July 10, 2014 support letter to Rep. Cartwright.
  • Letter supporting the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act of 2013 (Bonamici), March 4, 2013

Prepaid and Payroll Cards

Regulation

  • H.R. 2804 (Holding), Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804) (oppose)
  • H.R. 2122 (Goodlatte), Regulatory Accountability Act (RAA)
  • H.R. 2542 (Bachus), Regulatory Flexibility Improvements Act (RFIA)
  • H.R. 2804 (Holding), All Economic Regulations are Transparent (ALERT) Act
  • H.R. 1493 (Collins), Sunshine for Regulatory Decrees and Settlements Act
  • H.R. 367 (Young), Regulations from the Executive in Need of Scrutiny (REINS) Act
  • H.R. 899 (Foxx), Unfunded Mandates Information and Transparency Act
  • Group letter to members of Congress urging them to oppose HR 4 the "Jobs for America Act", Sept. 18,2014

Student Loans and Financial Aid

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Legislative Activities Archive