Legislation

On behalf of our low income clients, we are monitoring the following legislative activities. To find out the status of a bill and current co-sponsors, visit www.thomas.gov.

Note: For more materials on a particular subject area, visit our Issues page.

114th Congress (2015-16)

(See the Archive page for earlier Congresses.)

Anti-Consumer Legislation

Arbitration

Auto Loans

  • H.R. 1736 (Guinta), Reforming CFPB Indirect Auto Financing Guidance Act (oppose)

Class Actions

  • H.R. 1927 (Goodlatte), Fairness in Class Action Litigation Act of 2015. Opposition letter.

Consumer Financial Protection Bureau

  • H.R. 1266 (Neugebauer), Financial Product Safety Commission Act of 2015 (oppose)
  • H.R. 1195 (Pittenger), the Bureau of Consumer Financial Protection Advisory Boards Act, which could cut CFPB funding. Coalition opposition letter.
  • Coalition letter opposing efforts to weaken the CFPB, Jan. 21, 2015
Credit Reporting
  • HR 2091 (Poliquin), Child Support Assistance Act of 2015 (concern)
  • H.R.1514 (Sanchez), Credit Reporting for Military Families Act (support)
  • H.R.347 (Royce) Facilitating Access to Credit Act of 2015 (oppose) Letter and Q&A Fact Sheet
  • H.R. 1703 (Langevin), Protect Children from Theft Act of 2015(support)

Housing Finance

Lawsuit "Reform"

  • H.R. 758 (Smith), Lawsuit Abuse Reduction Act. Consumer opposition letter, April 13, 2015.

Manufactured Housing

Military Lending Act

  • Amendment #268 (Stivers) to FY 2016 National Defense Authorization Act to require certification database used for military lending. Consumer letter in opposition.
  • Rep. Duckworth amendment to H.R. 1735, National Defense Authorization Act, to eliminate provision delaying regulations to close loopholes in 36% interest rate cap. Consumer letter in support.

Mortgages 

Operation Choke Point and Payment Fraud

Letters to House and Senate supporting Operation Choke Point and opposing:

  • H.R. 766 (Luetkemeyer) the Financial Institution Customer Protection Act of 2015
  • H.R. 1413 (Luetkemeyer) & S. 477 (Rubio), the Firearms Manufacturers and Dealers Protection Act 2015

Regulatory "Relief"

Student Loans

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Legislative Activities Archive