On behalf of our low income clients, we are monitoring the following legislative activities. To find out the status of a bill and current co-sponsors, visit www.thomas.gov.

Note: For more materials on a particular subject area, visit our Issues page.


Bank Accounts

H.R.3137 (Schakowsky) & S. 1534 (Harkin), Freedom and Mobility in Consumer Banking Act (Support)


Letters supporting the Private Student Loan Bankruptcy Fairness Act of 2013 (Cohen) and the Fairness for Struggling Students Act of 2013 (Durbin) permitting dischargeability of private student loans, Feb 6, 2013


Consumer Financial Protection Bureau

H.R. 3193 (Duffy), Consumer Financial Protection and Soundness Improvement Act of 2013, a package of bills designed to gut the CFPB. Consumer opposition letter. Feb. 11, 2014


Credit Reporting

H.R. 2538 (Fitzpatrick)/S. 1613 (Kirk), The Credit Access and Inclusion Act: Letter expressing concerns.

H.R. 1767 (Waters), S. 160 (Merkley), Medical Debt Responsibility Act. Support letter.

H.R. 1002 (Cohen)/S. 471 (Sanders), Fair Access to Credit Scores Act


Housing Finance Reform

Coalition Letter to Senator Corker and Senator Warner in response to the S. 1217 Housing Finance Reform and Taxpayer Protection Act of 2013, June 2013



Letter in Support of the Mortgage Forgiveness Tax Relief Act (Senate and House), Dec. 6, 2013 and Press Release (Dec. 19, 2013)

Letter opposing H.R. 3211 which undermines the Dodd-Frank Ability to Repay rules, October 17, 2013

H.R. 1077 (Huizenga)/S. 949 (Manchin) Consumer Mortgage Choice Act, which weakens protections for mortgages with higher costs and fees. Letter in opposition.


Lawsuit "Reform"

Letter opposing H.R. 2655, the Lawsuit Abuse Reduction Act, July 22, 2013


Payday Lending and Small Dollar Loans

Letter opposing H.R. 1566, the "Consumer Credit Access, Innovation, and Modernization Act" (May 6, 2013) creating a federal charter for internet payday and other lenders.

Letter supporting Protecting Consumers from Unreasonable Credit Rates Act (Durbin), April 9, 2013

Letter supporting the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act of 2013 (Bonamici), March 4, 2013


Student Loans and Financial Aid

S.1399 (Durbin), amending the Servicemembers Civil Relief Act to cap the interest rate on student loans consolidated or refinanced during military service

Coalition letter opposing HR 2637 (Kline), the Academic Freedom through Regulatory Relief Act, July 19, 2013


Legislative Activities Archive