Testimony before House Financial Services Committee regarding on Accelerating Loan Modifications, Improving Foreclosure Prevention, and Enhancing Enforcement, December 6, 2007 PDF 73KB
Testimony before the Subcommittee on Housing and Community Opportunity regarding Foreclosure Prevention and Intervention: The Importance of Loss Mitigation Strategies in Keeping Families in Their Homes, November 30, 2007 PDF 232KB
Letter to Governors regarding Early Disclosures for Non-purchase Money Loans, November 16, 2007 PDF 66KB
Letter by Coalition Opposing H.R. 3915, November 15, 2007 PDF 14KB
Analysis of H.R. 3915—as passed out of the House Financial Services Committee, November 13, 2007 PDF 19KB
Comments of the NCLC and NACA Regarding Advance Notice of Proposed Rulemaking Relating to Unfair or Deceptive Acts or Practices, November 6, 2007 PDF 528 KB
Comments regarding the Proposed Illustrations of Consumer Information for Subprime Mortgage Lending, October 15, 2007 PDF 113KB
Comments to the Board of Governors of the Federal Reserve System regarding the Board's Authority under HOEPA to Prohibit Unfair Acts or Practices in Connection with Mortgage Lending, August 15, 2007 PDF 1MB
Group Letter to Federal Reserve Board on HOEPA Authority, August 9, 2007 PDF 10KB
Letter supporting the Homeownership Protection and Enhancement Act (“HOPE Act”) of 2007, July 12, 2007 PDF 20KB
Comments to the Commonwealth of Massachusetts Office of the Attorney General regarding Mortgage Lenders and Mortgage Brokers, June 28, 2007 PDF 67KB
Letter Supporting Borrower’s Protection Act of 2007, June 25, 2007 PDF 13KB
Coalition Letter to House Financial Services Committee on Predatory Mortgage Lending, May 21, 2007 PDF 26KB
Comments to the Office of the Comptroller of the Currency to Federal Banking Regulators regarding Proposed Statement on Subprime Mortgage Lending, May 7, 2007 PDF 134KB
Letter to House Financial Services Committee Leaders Supporting Enhanced Lending Duties under FHA, May 1, 2007 PDF 10KB
Letter to Banking Regulators regarding the Guidance on Nontraditional Mortgage Product Risk, February 21, 2007 PDF 46KB
Letter to Senate Regarding Inclusion of Hybrid ARMs in Interagency Guidance on Non-Traditional Mortgages, February 5, 2007 PDF 61KB
Response to MBA Policy Paper on Suitability, February 1, 2007 PDF 14KB
Letter to the Financial Services Committee regarding the Accessibility of FHA Programs, January 22, 2007 PDF 25KB
2006
Comments to Federal Bank Regulators on Proposed Illustrations Regarding Non-Traditional Mortgages, November 28, 2006 PDF 30KB
Testimony by National Consumer Law Center and Consumer Federation of America Regarding Non-Traditional Mortgage Products, September 20, 2006 PDF 232KB
Comments to the Federal Reserve Board regarding Home Equity Lending Market, August 15, 2006 PDF 297KB
Letter to the
Appropriations Committee re markup of the HUD Appropriations bill, July 17, 2006
Testimony of J. Robert Hunter before the House Committee on Financial Services Subcommittee regarding Title Insurance Cost and Competition, April 26, 2006 PDF 466KB
Letter commenting on RESPA reform, April 6, 2006 PDF 112KB
Comments: to the federal banking regulators regarding nontraditional mortgages, March 29, 2006 PDF 44KB
Letter to FRB re ARM Disclosures, January 17, 2006 PDF 61KB
2005
Letter in Support the “Preservation of Federalism in Banking Act”, July 27, 2005 PDF 23KB
Letter: to Chairman Oxley and Ranking Member Frank regarding predatory lending in the subprime mortgage market, February 28, 2005 PDF 90KB
Comments: to the Massachusetts Division of Banks regarding 209 CMR §§ 32.32, 34, 40: Predatory Home Loan Practices, March 16, 2005
Letter: Foreclosures Are Escalating - to Chairman Oxley of House Financial Services Committee, November 2003
Testimony: to the Subcommittee on Housing and Community Opportunity and Subcommittee on Financial Institutions and Consumer Credit on Protecting Homeowners: Preventing Abusive Lending While Preserving Access to Credit, November 5, 2003, PDF 337KB
Comments: on Community Reinvestment Act Regulations, April 2003
Testimony: to the Financial Services Committee Subcommittee on Housing and Community Opportunity re HUD’s Proposal to Reform RESPA, February 2003
2002
Comments: on Proposed RESPA Rule to Improve Process of Obtaining Mortgages to Reduce Settlement Costs, November 2002 PDF 151KB
Letter: to NCCUSL Commissioners Opposing Uniform Nonjudicial Foreclosure Act, June 30, 2002, PDF 182KB
Comments: HUD Opinion Will Cost Homeowners Millions in Kickbacks, October
2001
Testimony: to the Senate Committee on Banking, Housing and Urban
Affairs regarding the Increase in Predatory Lending and Appropriate
Remedial Actions, July
27, 2001
Letter to HUD General Counsel Richard Hauser regarding HUD's Response to Yield Spread Litigation, July
18, 2001
Comments: to the Federal Reserve Board regarding Proposed Changes
to HOEPA, March 9, 2001
Comments: to the FDIC on Predatory Mortgages, January
31, 2001
2000
Testimony: re Amendments to 209 CMR §§ 32.32, 42, 40 High Cost
Mortgage Loan Provisions in Massachusetts, October
3, 2000
Comments: to the Federal Reserve Board on Its Authority to Expand Protections
Against Predatory Lending , August
4, 2000
Comments: regarding the Advance Notice of Proposed Rulemaking, July
5, 2000
Testimony: The Increase in Predatory Lending and
Appropriate Remedial Actions, May
24, 2000
Comments on HUD's Regulation of Freddie Mac and Fannie Mae, May
8, 2000
Comments: NCLC's Proposal for Predatory Mortgage Reform, February
23, 2000
1998
Letter: to Chairwoman Roukema on Mortgage Closing Costs and
Relief from RESPA's Section 8, November
2, 1998
Testimony: on the Rewrite of Truth in Lending Act and
Real Estate Settlement Procedures Act, September
16, 1998
Testimony: on Banking and Financial Services regarding the proposed The “Financial Institution Regulatory Streamlining Act of 1998", July 16, 1998
Testimony: on FHA's Foreclosure Avoidance Program, June
4, 1998
Comments:
to Senate Special Committee on Aging on predatory lending, April
16, 1998
Testimony: regarding S. 1405 The “Financial Regulatory Relief and Economic Efficiency Act of 1997", March 10, 1998
1997
Testimony: regarding the Rewrite of Truth in Lending Act and Real Estate Settlement Procedures Act and Proposed Moratoria on HUD Employee Compensation Rule and Class Action Suits Challenging Lender Paid Mortgage Broker Fees, July 9, 1997
and NCLC