On-Bill Financing and PACE Loans

  PACE Residential Efficiency Loans

The National Consumer Law Center monitors and comments on the potential benefits and risks to consumers regarding various ways to finance home energy efficiency improvements, including:

  • On-bill financing, where the loan repayments are included on the utility bill, and
  • Property Assessed Clean Energy (PACE) loans, where the local city or town finances the improvements.

If you have additional materials or questions on this topic, please contact Charlie Harak (charak [at] nclc.org or at 617-542-8010) in our Boston office or Olivia Wein (owein [at] nclc.org) in our DC office (202-452-6252).

Policy Analysis

NY PSC Working Group on On-Bill Financing (Case 07-M-0548)

NCLC Presentations

MA Energy Efficiency Advisory Council

Miscellaneous Reports