Credit Reporting

Policy Analysis Archive

2007

Testimony to the House Committee on Financial Services regarding Credit Reports: Consumers' Ability to Dispute and Change Inaccurate Information, June 19, 2007 PDF (292KB)
Appendix

2006

Letter: National Consumer Organizations Urge Opposition to Credit Repair Organizations Act (CROA) Bill (H.R. 6129) on House Floor, September 21, 2006 PDF (155KB)

Letter to Senate Committee on Banking: National Consumer Organizations Urge Opposition to Bennett/Johnson CROA Bill (S. 3662), September 21, 2006 PDF (155KB)

Analysis: Summary of FACTA changes to FCRA

2005

Testimony: regarding “Helping Consumers Obtain the Credit They Deserve”, May 12, 2005, PDF (106KB)

Letter: to Chairman Greenspan and Chairman Majoras regarding FACTA Risk-Based Pricing Notice Rulemaking, February 2, 2005, PDF (33KB)

2004

Comments: re Proposed Fair Credit Reporting Medical Information Regulations, 2004 PDF (38KB)

Testimony: to the Board of Governors of the Federal Reserve System regarding the Request for Information for the Study on Investigations of Disputed Consumer Information Reported to Consumer Reporting Agencies Docket No. OP-1209, September 17, 2004 PDF (101KB)

Testimony: regarding the Model Notice of Furnishing Negative Information, May 2004

2003

Testimony: to Committee on Financial Services Subcommittee on Finanacial Institutions and Consumer Credit regarding the Fair Credit Reporting Act: How it Functions for Consumers and the Economy, June 2003

2001

Testimony: to Committee on Financial Services Subcommittee on Financial Institutions & Consumer Credit regarding H.R. 1701 the Consumer Credit Protection Act: Why H.R. 1701, The Consumer Credit Protection Act, is Anti-Consumer?, July 2001

2000

Testimony: to House Banking Committee on Employer Investigations of Employee Misconduct under the Fair Credit Reporting Act, May 2000