Memorandum:
Pre-bankruptcy Credit Counseling – Fees, November 4, 2005, PDF (103KB)
Comments: to Executive Office of the U.S. Trustee on Pre-Filing Counseling Provisions, August 31, 2005, PDF (53KB)
NCLC Special Report: An Investigation of Debt Settlement Companies: An Unsettling Business for Consumers, March 25, 2005, PDF (162KB)
NCLC Special Report and Press Release: Credit Counseling in Crisis Update: Poor Compliance and Weak Enforcement Undermine Laws Governing Credit Counseling Agencies, November 2004, PDF
NCLC Special Report and Press Release: Credit Counseling in Crisis: The Impact on Consumers of Funding Cuts, Higher Fees and Aggressive New Market Entrants, April 2003, PDF