- Home
- About Us
- Consulting
- Issues
- Arbitration & Access to Justice
- Banking & Payment Systems
- Bankruptcy
- Car Sales & Financing
- Credit Cards
- Credit Discrimination
- Credit Reports
- Debt Collection
- Foreclosure & Mortgage Issues
- Energy, Utilities & Communications
- High Cost Small Loans
- Manufactured Housing
- Regulatory Reform & Federal Preemption of State Laws
- Student Loans
- Other Consumer Protection Issues
- Special Projects
- Litigation
- Legislation & Regulation
- Conferences & Training
- Bookstore
- For Consumers
Regulatory Agency Activities
UPCOMING AGENCY COMMENT DEADLINES
UPCOMING AGENCY COMMENT DEADLINES
(some agencies may accept comments after the deadline)
(All outstanding Federal Reserve rulemakings are listed here.)
For completed regulatory comments in a particular subject area, visit the appropriate Issues page or Regulatory Reform and Consumer Financial Protection Bureau.
Federal Credit Union Usury Rates for Payday Loan Alternatives
- July 6, 2010 deadline to comment on the NCUA’s proposal to raise to 28% plus a single $20 application fee the rate that federal credit unions may charge for short-term, small amount loans. Sample comments.
- Comments on NCUA proposed rule raising federal credit union usury rate for small loans, July 6, 2010
Social Security, SSI, and Other Federal Wage and Benefit Payments
- August 16, 2010 deadline to comment on Proposed Rule eliminating paper checks for payment of federal wages and benefits, 75 Fed. Reg. 34394 (June 17, 2010)
- Comments on Proposed Rule Permitting Direct Deposit of Federal Wages and Benefits to Prepaid and Stored Value Cards, July 13, 2009
- June 18, 2010 deadline to comment on proposed rule prohibiting banks from freezing Social Security and SSI funds. Sample letter.
Overdraft Disclosures
- March 31, 2010 deadline to comment on proposed rules under the Truth in Savings Act to clarify the application of the November 2009 debit card and ATM overdraft fee rule to retail sweep programs and the terminology for overdraft fee disclosures, and to make conforming amendments to TISA regulations.
Foreclosure Rescue Scams and Loan Modification Firms
- March 29, 2010 deadline to comment on the FTC’s Proposed Rules on Mortgage Assistance Relief Services (i.e., third party loan modification consultants).
- Earlier NCLC comments in response to advance notice of proposed rulemaking.
Mortgage Licensing Rules
- March 5, 2010 deadline to comment on proposed rules, 74 Fed. Reg. 66548, on the minimum state standards under the Secure and Fair Enforcement Mortgage Licensing Act (SAFE Act) for licensing loan originators.
Notice of Sale or Transfer of Mortgage Loans
- January 19, 2010 deadline to submit comments on interim rules implementing provision of Helping Families Save Their Homes Act that established a new requirement for notifying consumers of the sale or transfer of their mortgage loans.
Student Loans
- September 9, 2010 deadline to comment on the DOE's NPRM on Program Integrity: Gainful Employment