Case Index
OPEN CASES
Fair Credit Reporting
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White v. Experian/TransUnion/Equifax
The National Consumer Law Center is co-counsel for the plaintiffs in class action lawsuit against TransUnion LLC, Experian Information Solutions, Inc., and Equifax Information Services LLC ("Defendants"). The suit claims that the Defendants violated the Fair Credit Reporting Act ("FCRA") and state laws when reporting debts that had been discharged in bankruptcy as not discharged, failed to conduct proper investigations of consumer disputes regarding such debts and caused damage to consumers as a result. A proposed settlement ("Settlement") has been reached which, if finally approved by the Court, will provide payments of damage awards from a $45 million settlement fund. Notices regarding the Settlement recently have been sent to the members of the Settlement class.
Debt Collection
- Blake v. Riddle & Wood, Second Amended Class Action Complaint
- Tammaro v. Direct Federal Credit Union, First Amended Class Action Complaint
ERISA
- Brenda J. Otte v. Cigna, First Amended Class Action Complaint
Foreclosure and Mortgage
HAMP Mortgage Modification
NCLC, with its co-counsel, has brought four class action suits on behalf of Massachusetts residents to challenge the failure of Wells Fargo Bank , Bank of America , J.P. Morgan Chase Bank and IndyMac Mortgage Servicers/OneWest Bank to honor their agreements with borrowers to modify mortgages and prevent foreclosures under the United States Treasury’s Home Affordable Modification Program ("HAMP”). The complaints are filed with the United States District Court for the District of Massachusetts and assert claims for breach of contract, breach of the implied covenant of good faith and fair dealing and promissory estoppel under Massachusetts common law arising from the financial institution's alleged failure to keep its promises to modify eligible loans to prevent foreclosures against homeowners who have lived up to their end of the bargain as required by HAMP.
- Bosque v. Wells Fargo, Class Action Amended Complaint (Exhibits: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, and 11)
- Johnson v. Bank of America Home Loans Servicing, Class Action Amended Complaint
- Durmic v. J.P. Morgan Chase, Class Action Complaint
- Reyes v. OneWest, Class Action Amended Complaint
High Cost Small Loans
- In re: Chase Bank USA, N.A. “Check Loan” Contract Litigation, Master Class Action Complaint
Overdraft Loans
- Yourke v. Bank of America, Complaint
(Appendix A, Appendix B, Appendix C-1 and C-2, Appendix D, Appendix E, Appendices F-G)
Subprime Mortgage Discrimination
National class action cases brought under the Fair Housing Act and the Equal Credit Opportunity Act against certain subprime mortgage lenders:
- Garcia v. Countrywide Financial Corporation, Class Action Complaint
- In re Wells Fargo Mortgage Lending Practices Litigation, First Consolidated and Amended Class Action Complaint
Military Pensions
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CLOSED CASES