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Unfair credit discrimination still permeates the American marketplace. Every day, countless individuals and families are denied access to mainstream credit because they are not white or because they are women, seniors, or disabled. In addition to perpetuating historical discrimination against minority groups, credit discrimination destroys the financial well-being of its victims. Without access to reasonably priced credit, it becomes measurably more difficult to achieve homeownership and build assets, pay for college education or vocational training, or even buy a reliable car for transportation to work.

Policy Analysis

• Testimony  Before House Financial Services Committee on the Need for Race, Age and Sex Data on Non-Mortgage Lending, July 2008
  
• Letter to the Financial Services Committee requesting oversight hearings regarding the state of fair housing and lending enforcement in America, February 2007
• Letter to the Senate Banking Committee requesting oversight hearings regarding the state of fair housing and lending enforcement in America, February 2007
• Comments regarding Equal Credit Opportunity Act

Litigation

• Subprime Mortgage Discrimination: National class action cases brought under the Fair Housing Act and the Equal Credit Opportunity Act against certain subprime mortgage lenders
• Autofinance Discrimination: National class action cases brought under the Equal Credit Opportunity Act against certain auto finance companies and banks.