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Special Reports
2010
2010
- Up The Chimney: How HUD's Inaction Costs Taxpayers Millions and Drives Up Utility Bills for Low-Income Families, August 2010
- The Debt Machine: How the Collection Industry Hounds Consumers and Overwhelms the Courts: Debt Collection Abuses Widespread, July 2010
- Runaway Bandwagon: How the Government’s Push for Direct Deposit of Social Security Exposes Seniors to Predatory Bank Loans, July 2010
- Stopping the Payday Loan Trap: Alternatives That Work, Ones That Don’t, June 2010
- Small Dollar Loan Products Scorecard - Update, May 2010
- Tax Preparers Out of Compliance: Mystery Shopper Testing Exposes Violations of Refund Anticipation Loan Laws in Arkansas, New York and North Carolina, April 2010
- Report on Forced Arbitration: A Biased System of Private Justice, April 2010
- Repo Madness: How Automobile Repossessions Endanger Owners, Agents and the Public, March 2010
2009
- Why Servicers Foreclose, When They Should Modify, and Other Puzzles of Servicer Behavior Report, Oct. 2009
- Subprime Revisited: How Reverse Mortgage Lenders Put Older Homeowners' Equity at Risk, Oct. 2009
- Desperate Homeowners: Loan Mod Scammers Step in When Servicers Refuse to Provide Relief, July 2009
- 2009 Refund Anticipation Loan Report: Big Business, Big Bucks: Quickie Tax Loans Generate Profits for Banks and Tax Preparers While Putting Low-Income Taxpayers At Risk, Feb. 27, 2009
- Foreclosing A Dream: State Laws Deprive Homeowners of Basic Protections Report and Summary of State Foreclosure Laws, Feb. 26, 2009
- A 50-State Report on Unfair and Deceptive Acts and Practices Statutes, Feb. 2009
- Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports, Jan. 2009
2008
- Avoiding Home Repair Fraud: Lessons From Hurricane Katrina, Nov. 24, 2008
- Small Dollar Loan Products Introduction to the Scorecard, August 20, 2008
- Small Dollar Loan Products Scorecard: Statutory Backup, August 20, 2008
- Tax Preparers Take a Bite out of Refunds: Mystery Shopper Test Exposes Refund Anticipation Loan Abuses in Durham and Philadelphia, April 2008
2007
- Fee-Harvesters: Low-Credit, High-Cost Cards Bleed Consumers, Nov. 2007
- Credit Scoring and Insurance: Costing Consumers Billions and Perpetuating the Economic Racial Divide, July 3, 2007
- New Burdens but Few Benefits: An Examination of the Bankruptcy Counseling and Education Requirements in Massachusetts, June 12, 2007
- Utilities and Payday Lenders: Convenient Payments, Killer Loans, June 5, 2007
- One Step Forward, One Step Back: Progress Seen in Efforts Against High-Priced Refund Anticipation Loans, but Even More Abusive Products Introduced, Feb. 2007