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Regulatory Reform and Consumer Financial Protection Bureau
Regulatory Reform and Consumer Financial Protection Bureau

Regulatory Reform

In our increasingly complex financial world, vigilant government oversight is essential to protect consumers in the financial marketplace.  NCLC works to improve our consumer protection system to ensure that it will stop abuses and will create incentives for the financial industry to offer fair, sustainable financial products and services.

Policy Analysis

Special NCLC Reports Issue on Consumer Financial Protection Bureau, August 2010

An Agenda for the Consumer Financial Protection Bureau, July 2010

House-Senate Conferees: Strengthen Preemption Provision in Wall Street Reform Bill, June 2010

Issue Brief: State-by-State Racial Disparities in Auto Lending by Auto Dealers, May 2010

Issue Brief: CFPA and Nonbanks: A Snapshot

Issue Brief: Nonbank Consumer Financial Protection Enforcement Cannot Be Left to the FTC

Issue Brief: Gaps in State UDAP Laws, Attorney General Authority, Will Hinder CFPA Effectiveness

Issue Brief: Glaring Lack of Enforcement in Consumer Protection Proposals Could Make Matters Worse, Not Better

Issue Brief: Regulatory Reform and Consumer Protection: Hold Wrongdoers Accountable to the Consumers They Harm

Press Release: National Banks Made
32%-51% of Toxic Loans, Sept. 2009

Restore the States’ Traditional Role as "First Responder": White Paper, Sept.  2009

Testimony re Safeguarding Consumer Protection and the Role of the Federal Reserve, July 2009

Recommendations to Congressional Oversight Panel on Regulatory Reform, Jan. 2009

Wall Street Reform and Consumer Protection Act of 2009 (H.R. 4173)

Letters and Statements

NCLC Applauds Senate Passage of Wall Street Reform, July 2010

Letter Opposing Attorney Exemption, June 22, 2010

Statement on Carper Preemption Compromise, May 18, 2010

Letter opposing Carper Amendment on Attorney General Enforcement and Preemption, May 13, 2010

Coalition Letter Supporting Financial Reform, April 2010

Letter to Sen. Dodd on Need For Strong, Independent Consumer Regulator, March 2010

Letter supporting Financial Product Safety Commission Act, S. 566 (Durbin)

Coalition Letter Supporting Independent CFPA

Consumer Statement  in Support of President's Proposed Consumer Financial Protection Agency

Letter to Obama Requesting Amendment of Preemption Executive Order

Letter to President Elect Obama and Consumer Platform Calling for White House Office of Consumer Affairs