Register now: https://attendee.gotowebinar.com/register/8354003954155374850

This will be the last session in a series of student loan webinars. Private student loans do not often provide the same affordable repayment or cancellation options as government loans and, like government loans, are subject to heightened bankruptcy standards. As a result, growing numbers of financially distressed borrowers have no way out. This session will cover the basics of private students loans, options for some borrowers, common defenses to repayment, and strategies for successfully litigating a private student loan collection action.

Speakers: Joanna Darcus, Staff Attorney (Community Legal Services, Inc.) and Robyn Smith, Of Counsel (National Consumer Law Center)/Senior Attorney (Legal Aid Foundation of Los Angeles).

There is no charge for this webinar.
All time listings are in Eastern Time.
For more information email Lauren at trainings@nclc.org .
Event Date 09-30-2015 2:00 pm
Event End Date 09-30-2015 3:30 pm
Register now: https://attendee.gotowebinar.com/register/8352458040898429186

Research shows that empowering individuals to actively participate in personal decision making improves life outcomes and can reduce the risk of abuse and exploitation. There is a risk of abuse and exploitation in all models of decision making for persons with differing abilities. An overly protective response to situations where a person with varying levels of capacity may be at risk can stifle self-determination and empowerment. Protection needs to be carefully balanced with protecting human and constitutional rights. Adults have a basic right to make choices, good or bad, and determine the course of their lives. An overly aggressive, or inappropriate protective response to limited capacity can itself be a form of abuse. This session will talk about recognizing the signs and signals of abuse, neglect (self-neglect) and exploitation, tools to maximize communication with persons with differing abilities, and promoting self-determination and choice through supported approaches that mitigate against risk and empower individuals. The session will explore the application of the Supported Decision Making model to assist persons in making choices, increase access to positive life outcomes, and reduce the risk of harm.

Presenters: David Godfrey (Senior Attorney, American Bar Association Commission on Law and Aging) and Jonathan Martinis (Legal Director, Quality Trust for Individuals with Disabilities)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project/Elder Abuse Prevention webinars for the National Legal Resource Center.

There is no charge for this webinar.
All time listings are in Eastern Time.
If you have any questions email trainings@nclc.org

Event Date 09-22-2015 2:00 pm
Event End Date 09-22-2015 3:30 pm
Register now: https://attendee.gotowebinar.com/register/692896103527149570

Come and learn about the federal Lifeline program, which was established to ensure that low-income households are connected to the modern communication network. Learn about the importance of this program for elders and communities of color as the program, which focuses on helping households afford phone service, is in the midst of a "reboot" to include internet access. This session will cover the basics about the Lifeline program as well as the current rulemaking to modernize the program to include broadband service. We will also touch on other federal initiatives to connect low-income households, including elders and communities of color, to affordable, essential voice and internet service.

Speakers: Michael J. Scurato, Vice President, Policy (National Hispanic Media Coalition); Julie Nepveu, Sr. Attorney (AARP Foundation Litigation) and Olivia Wein, Lead Telecom Project Attorney (National Consumer Law Center)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

There is no charge for this webinar.
All time listings are in Eastern Time.
If you have any questions email trainings@nclc.org
Event Date 08-31-2015 2:00 pm
Event End Date 08-31-2015 3:30 pm
Thousands of older adults with modest financial resources live in manufactured housing communities. These naturally occurring retirement communities provide a safe physical and socially active environment that enable older adults to successfully age in place. Elders, however, risk displacement when the community is closed or rents are increased beyond an affordable level. This webinar will discuss the benefits and challenges that older adults face as residents of manufactured housing communities as well as policies and practices that can support their community.

Presenters: Ishbel Dickens (Executive Director, National Manufactured Home Owners Association), Andrée Tremoulet (Research Associate and Adjunct Assistant Professor, Portland State University), Odette Williamson (Staff Attorney at National Consumer Law Center)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

There is no charge for this webinar.
All time listings are in Eastern Time.
If you have any questions email trainings@nclc.org
After registering, you will receive a confirmation email containing information about joining the webinar.
View System Requirements

recording

pdf

Event Date 07-23-2015 2:00 pm
Event End Date 07-23-2015 3:30 pm
Register now: https://attendee.gotowebinar.com/register/6653747759554106369

Administrative disability discharge and bankruptcy are two important ways for borrowers experiencing hardship to eliminate their student loan debts. It is very difficult, but not impossible, to discharge student loans in bankruptcy. Most of the webinar will focus on the threshold questions to ask in considering whether to pursue bankruptcy discharge and tips for proving undue hardship. We will first review the basics of disability discharges. For those borrowers who qualify, this is often a more efficient route to student loan discharge than bankruptcy. Learn how to navigate these two options, the pros and cons to each, and when to use one method over the other.

Speakers: Deanne Loonin, Staff Attorney (National Consumer Law Center), Geoff Walsh, Staff Attorney (National Consumer Law Center), Persis Yu, Staff Attorney (National Consumer Law Center)

There is no charge for this webinar.
All time listings are in Eastern Time.
For more information email Lauren at trainings@nclc.org .
After registering, you will receive a confirmation email containing information about joining the webinar.

Event Date 07-22-2015 2:00 pm
Event End Date 07-22-2015 3:30 pm
Join us for a webinar on Jun 24, 2015 at 2:00 PM EDT.
Register now!
https://attendee.gotowebinar.com/register/3182525778063216386

This will be the third session in a series of student loan webinars. This session will cover the basics on how to get federal student loan borrowers out of default, pros and cons of each method, and the various loan repayment options/eligibility for borrowers not in default. It will also include information about ongoing problems in these areas, as well as information on the proposed rules for the newest income driven repayment plan.

Speakers: Adam Minsky, Attorney (Law Office of Adam Minsky) and Persis Yu, Staff Attorney (National Consumer Law Center).

There is no charge for this webinar.
All time listings are in Eastern Time.
For more information email Lauren at trainings@nclc.org .
Event Date 06-24-2015 2:00 pm
Event End Date 06-24-2015 3:30 pm
Advocates representing elderly homeowners that were left off of a reverse mortgage loan taken out by their spouses have been struggling to keep foreclosure at bay. For most surviving spouses, HUD is extending only the "Mortgagee Optional Election," wherein the mortgage servicer may assign the mortgage to HUD only if the spouse passes the Principal Limit Factor test. However, surviving spouses who have obtained a court order declaring the HUD regulation invalid as to them have been offered the alternative "Hold Election," where the servicer can delay foreclosure indefinitely and then assign the loan to HUD when it reaches 98% of the Maximum Claim Amount. This alternative does not require a spouse to pass the Principal Limit Factor test. This session will follow up on our March 19th webinar (http://tinyurl.com/kjbnvzk), expanding on litigation theories, crafting pleadings, strategy issues, and opportunities to resolve these cases in a way that keeps widows and widowers in their homes. 

Presenter: Sarah Bolling Mancini (National Consumer Law Center) 

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center. 

There is no charge for this webinar. 
All time listings are in Eastern Time. 
If you have any questions email trainings@nclc.org

After registering, you will receive a confirmation email containing information about joining the webinar.

pdf

recording
Event Date 05-28-2015 2:00 pm
Event End Date 05-28-2015 3:30 pm
Attorneys from the Department of Justice's Consumer Protection Branch will describe fraud schemes targeting older Americans, including Jamaican lottery scams and large-scale psychic schemes. The crimes, perpetrated through mass mailings and telemarketing, affect hundreds of thousands of U.S. consumers. Presenters will describe how the scams contact victims, the manner in which they operate and the Consumer Protection Branch's interception and prosecution efforts. The webinar will also address tips on how to avoid the scams and improve prevention efforts.

Presenters:
Rich Goldberg (Assistant Director, U.S. Department of Justice, Consumer Protection Branch); Kate Drenning (Trial Attorney, U.S. Department of Justice, Consumer Protection Branch); Ann Entwistle (Trial Attorney, U.S. Department of Justice, Consumer Protection Branch)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

pdf

recording
Event Date 05-27-2015 2:00 pm
Event End Date 05-27-2015 3:30 pm
Older adults are increasingly entering retirement with large amounts of unsecured debt. Whether student loans or credit cards, the pressure of trying to pay these bills on a limited income makes older adults susceptible to debt relief scams. Debt relief services advertise supposedly painless ways to make your bills go away. But they often leave their customers in deeper trouble. This webinar will survey some common debt relief scams and the laws regulating them. 

Presenter: Andrew Pizor, Staff Attorney at the National Consumer Law Center 

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center. 

There is no charge for this webinar. 
If you have any questions email trainings@nclc.org

After registering, you will receive a confirmation email containing information about joining the webinar.

pdf

recording
Event Date 05-21-2015 2:00 pm
Event End Date 05-21-2015 3:30 pm
Register now!
https://attendee.gotowebinar.com/register/8409975690399778817

This will be the second session in a series of student loan webinars. It will provide an introduction to the different types of relief available to student loan borrowers who have been subjected to illegal, unfair, or deceptive school practices. It will cover how to identify school-based claims, how to prepare closed school and false certification (ability-to-benefit) discharge applications, and how to present school-based claims as a defense to loan repayment. It will also cover the advantages and limitations of each type of relief, as well as recent developments. This webinar will not cover basic background information on federal student loans, so we recommend prior participation in the April 22 webinar.

Speakers: Robyn Smith, Of Counsel, National Consumer Law Center and Toby Merrill, Director, Project on Predatory Student Lending, Legal Services Center of Harvard Law School

There is no charge for this webinar.
All time listings are in Eastern Time.
For more information email Lauren at trainings@nclc.org.

After registering, you will receive a confirmation email containing information about joining the webinar
Event Date 05-20-2015 2:00 pm
Event End Date 05-20-2015 4:00 pm