Register now!
https://attendee.gotowebinar.com/register/484687081607950593

Advocates representing elderly homeowners that were left off of a reverse mortgage loan taken out by their spouses have been struggling to keep foreclosure at bay. For most surviving spouses, HUD is extending only the "Mortgagee Optional Election," wherein the mortgage servicer may assign the mortgage to HUD only if the spouse passes the Principal Limit Factor test. However, surviving spouses who have obtained a court order declaring the HUD regulation invalid as to them have been offered the alternative "Hold Election," where the servicer can delay foreclosure indefinitely and then assign the loan to HUD when it reaches 98% of the Maximum Claim Amount. This alternative does not require a spouse to pass the Principal Limit Factor test. This session will follow up on our March 19th webinar (http://tinyurl.com/kjbnvzk), expanding on litigation theories, crafting pleadings, strategy issues, and opportunities to resolve these cases in a way that keeps widows and widowers in their homes. 

Presenter: Sarah Bolling Mancini (National Consumer Law Center) 

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center. 

There is no charge for this webinar. 
All time listings are in Eastern Time. 
If you have any questions email trainings@nclc.org

After registering, you will receive a confirmation email containing information about joining the webinar.
Event Date 05-28-2015 2:00 pm
Event End Date 05-28-2015 3:30 pm
Register now!
https://attendee.gotowebinar.com/register/8409975690399778817

This will be the second session in a series of student loan webinars. It will provide an introduction to the different types of relief available to student loan borrowers who have been subjected to illegal, unfair, or deceptive school practices. It will cover how to identify school-based claims, how to prepare closed school and false certification (ability-to-benefit) discharge applications, and how to present school-based claims as a defense to loan repayment. It will also cover the advantages and limitations of each type of relief, as well as recent developments. This webinar will not cover basic background information on federal student loans, so we recommend prior participation in the April 22 webinar.

Speakers: Robyn Smith, Of Counsel, National Consumer Law Center and Toby Merrill, Director, Project on Predatory Student Lending, Legal Services Center of Harvard Law School

There is no charge for this webinar.
All time listings are in Eastern Time.
For more information email Lauren at trainings@nclc.org.

After registering, you will receive a confirmation email containing information about joining the webinar
Event Date 05-20-2015 2:00 pm
Event End Date 05-20-2015 4:00 pm
Register now!
https://attendee.gotowebinar.com/register/4788342718314695169

In this webinar we will provide an overview of bankruptcy law for attorneys with limited bankruptcy experience. We will cover how filing for bankruptcy may help older consumers who are facing harassment or the risk of loss of income or property at the hands of creditors. The webinar will address differences between chapter 7 and chapter 13 bankruptcy, dischargeable and nondischargeable debts, the scope and protections of the bankruptcy stay, and special issues like how to use bankruptcy to save a house or car.

Presenters: Sarah Bolling Mancini (National Consumer Law Center), Jeremiah Battle (National Consumer Law Center)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

There is no charge for this webinar.
All time listings are in Eastern Time.
If you have any questions email trainings@nclc.org

After registering, you will receive a confirmation email containing information about joining the webinar.
Event Date 04-28-2015 2:00 pm
Event End Date 04-28-2015 4:00 pm
Register now!
https://attendee.gotowebinar.com/register/108192309453319938

This will be the first session in a series of student loan webinars. It will provide participants with a background on student loan issues. It will cover the importance of providing services to borrowers with student loan issues and the consequences of defaulting on a student loan. It will also provide an overview of the different types of loans, how to help borrowers figure out the types of loans they have, and an introduction to the tools necessary to assist borrowers.

Speakers: Deanne Loonin and Persis Yu, Staff Attorneys at the National Consumer Law Center

There is no charge for this webinar.
All time listings are in Eastern Time.
For more information email Lauren at trainings@nclc.org .

After registering, you will receive a confirmation email containing information about joining the webinar.
Event Date 04-22-2015 2:00 pm
Event End Date 04-22-2015 3:30 pm
Advocates representing widows or widowers that were left off of a reverse mortgage loan taken out by their spouses have been struggling to keep foreclosure at bay. While the Plunkett litigation is ongoing, HUD has long promised a solution addressing this issue for all non-borrowing spouses. With the issuance of Mortgagee Letter 2015-03, it is clear that for most surviving spouses, HUD is extending only the "Mortgagee Optional Election," wherein the mortgage servicer may assign the mortgage to HUD only if the spouse passes the Principal Limit Factor test. However, surviving spouses who have obtained a court order declaring the HUD regulation invalid as to them have been offered the alternative "Hold Election," where the servicer can delay foreclosure indefinitely and then assign the loan to HUD when it reaches 98% of the Maximum Claim Amount. This alternative does not require a spouse to pass the Principal Limit Factor test. Hear from attorneys who are litigating these cases about crafting pleadings, litigation strategy, and opportunities to resolve these cases in a way that keeps widows in their homes. We will also explain how to calculate the Principal Limit Factor test in order to determine whether the Mortgagee Optional Election is a viable option for your client.

Presenters: Sarah Bolling Mancini (National Consumer Law Center), Odette Williamson (National Consumer Law Center), Rachel Scott (Atlanta Legal Aid Society, Inc.)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

pdf

recording
Event Date 03-19-2015 2:00 pm
Event End Date 03-19-2015 4:00 pm
This webinar will present an overview of the long-awaited IRS final regulations governing financial assistance and collection policies of nonprofit hospitals. The regulations require nonprofit hospitals to have written financial assistance policies; regulate debt collection by nonprofit hospitals and third party agencies; and prohibit the imposition of "chargemaster" rates to patients eligible for financial assistance. Find out how to use the regulations to help clients who owe medical debts to nonprofit hospitals and protect them from lawsuits, liens, and credit reporting damage. The webinar will also review the voluntary best practices on medical account resolution issued by the Healthcare Financial Management Association.

Presenters: Jessica Curtis (Senior Advisor, Hospital Accountability Project, Community Catalyst); Mark Rukavina (Principal, Community Health Advisors, LLC); Chad Mulvany (Director of Healthcare Finance Policy, Strategy and Development, Healthcare Financial Management Association)

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

pdf

recording
Event Date 03-04-2015 2:00 pm
Event End Date 03-04-2015 3:00 pm
Confidentiality issues in mortgage litigation arise frequently. From the early stages of discovery through final settlements, lenders and servicers routinely ask practitioners and clients to keep secrets. But, do these requests go too far? Does the servicer's protective order sweep to broadly? Are you putting yourself and your client at risk when you agree to confidential settlements? Are court records or trial exhibits being sealed from public view? This webinar will cover these questions and more as we look at limiting confidentiality in foreclosure defense litigation.

Presenters: Jennifer Wagner, Mountain State Justice; Leslie Bailey, Sarah Belton, Public Justice

Housing advocacy center, the National Housing Law Project, and its project partners, Western Center on Law & Poverty, the National Consumer Law Center, and Tenants Together (the HBOR Collaborative) provide free assistance to CA consumer attorneys on the state's new Homeowner Bill of Rights (HBOR) and other state and federal foreclosure-related laws. The HBOR Collaborative's free services include education, advocacy, technical assistance, litigation support, a listserv for attorneys, and extensive web-based attorney resources.

The HBOR Collaborative also provides internet webinars and live trainings in areas throughout CA. Past webinar materials are archived on our website. To learn more about CA HBOR, access HBOR resource materials, and to register for this and any future trainings, consumer attorneys should go to http://calhbor.org/. Consumer attorneys can also contact HBOR collaborative staff for individual assistance with questions and cases via our webpage.

The HBOR Collaborative and its services, including this free training for attorneys, are funded by a grant from the Office of the Attorney General of California from the National Mortgage Settlement to assist CA consumers.

pdf

recording

Event Date 02-25-2015 3:00 pm
Event End Date 02-25-2015 5:00 pm
Discuss strategies and best practices for preventing and advocating for residents facing involuntary discharge from a nursing home. Consider how those strategies, best practices change/stay the same if the resident is in assisted living. Review best practices for supporting residents and families, identifying legal support, appealing discharge notices, and more.

Presenters: Eric Carlson, Co-Directing Attorney, National Senior Citizens Law Center, Mary Ann Parker, Attorney, DC Long-Term Care Ombudsman Program and Lori Smetanka, Director, National Long-Term Care Ombudsman Resource Center

Additional sponsorship for this Webinar is provided by a grant from the Administration on Aging/Administration for Community Living. This webinar is part of a series of National Elder Rights Training Project webinars for the National Legal Resource Center.

pdf

recording
Event Date 02-11-2015 2:00 pm
Event End Date 02-11-2015 3:00 pm
This webinar will discuss the levying and collection of unfair fees and fines by municipalities and their courts. According to The New York Times, unjust municipal fee and fine practices were one of the “simmering” issues underlying tensions in Ferguson, Missouri following the killing of unarmed black teenager Michael Brown by a Ferguson police officer. According to The Times, “Young black men in Ferguson and surrounding cities routinely find themselves passed from jail to jail as they are picked up on warrants for unpaid fines.” The webinar will present an overview of the causes and pervasiveness of the problem, and impact on the community, both in Missouri and around the nation. The webinar will also discuss steps to address the problem, including policy advocacy and litigation.

Presenters: Karin Martin, Ph.D. (Assistant Professor at John Jay College of Criminal Justice at CUNY) ; Thomas Harvey (Executive Director, Arch City); Odette Williamson (Staff Attorney, National Consumer Law Center) ; David Seligman (Staff Attorney, National Consumer Law Center) ; Charles Lowery, Jr. (Director, Fair Lending and Inclusion, NAACP Financial Freedom Center)

This webinar is part of a series on "Rebuilding Wealth and Economic Opportunity in Communities of Color" sponsored by NCLC’s initiative on Racial Justice & Equal Economic Opportunity. Visit:http://www.nclc.org/issues/racial-justice.html.

recording

pdf

Event Date 01-29-2015 2:00 pm
Event End Date 01-29-2015 3:00 pm
Since the turn of the century, the majority of residential loans have been securitized with the mortgage loans being transferred numerous time as they move through the securitization process. This session will delve into the Uniform Commercial Code--articles 1, 3 and 9--to figure out whether loans were properly transferred between parties and who really owns the note.

Presenters: Tara Twomey (National Consumer Law Center)

This webinar is made possible by the Arizona Attorney General's Office with funding from the National Mortgage Settlement.

pdf

recording

Event Date 01-22-2015 12:30 pm
Event End Date 01-22-2015 1:30 pm