Enforcing the CARES Act Credit Reporting Protections

By: Chi Chi Wu

May 4, 2020 — Article

The economic harm caused by the COVID-19 pandemic will soon translate into pervasive credit reporting harm, as millions of consumers become unable to pay their credit obligations, and creditors, debt collectors, and others furnish negative information about them to the nationwide consumer reporting agencies (CRAs). This NCLC Digital Library article explains how consumers can protect their credit reports by enforcing the very modest protections offered by the CARES Act.