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Expert Witness Services and Complex Case Consulting Services

Expert Witness Services and Complex Case Consulting Services

NCLC also offers Margot Freeman Saunders as an expert witness or consultant on consumer law cases. Saunders, the former managing attorney of NCLC’s Washington office, is now of-counsel to the Center, living in West Virginia. She is experienced in a broad range of consumer law issues, having provided testimony and expert analysis to Congressional committees on dozens of occasions, and worked closely with Congressional staff and federal agencies on wide range of issues affecting low-income consumers. Saunders was a member of the Federal Reserve Board’s Consumer Advisory Council, where she co-chaired the Consumer Credit Committee during her tenure.

Saunders is co-author of the original and revised editions of NCLC’s Consumer Banking Payments Law (all three editions), Foreclosures (2006 Supplement), Access to Utility Services (2001-1996), and Energy and the Poor: The Crisis Continues (1995).  She also authored Tenants’ Rights to Utility Services (1994) and The Manual on Water Affordability Programs (1998), and has contributed to several other manuals including Cost of Credit and Truth in Lending. She has published several law review articles on consumer and utility law matters.

Saunders has provided services as a consultant on numerous complex consumer cases and served as an expert witness on dozens of cases on behalf of the consumer. She has been qualified by several courts as an expert.

Saunders can provide her expertise on wide range of issues, including:

  • Predatory mortgage lending
  • Open end credit issues
  • Servicing and payment history issues
  • Protection of exempt funds
  • Credit math     
  • General banking and credit issues
  • Consumer contract analysis
  • Electronic transactions

Contact Ms. Saunders by calling NCLC at 202 452-6252 or emailing This e-mail address is being protected from spambots. You need JavaScript enabled to view it . Assistance can be provided to consumers only through their attorneys.