Other Resources for Advocates
Other Resources for Advocates
Brochures
Helping Elderly Homeowners Victimized by Predatory Mortgage Loans
HOME A LOAN: A Quick Guide on Reverse Mortgages for Senior AdvocatesDreams Foreclosed: Saving Older Americans from Foreclosure Rescue Scams Steps That Advocates Can Take To Help Prevent Foreclosure Foreclosure Prevention Counseling Resources
Glossaries
HAMP & Loan Modification GlossaryMortgage Servicing Terms (helpful in understanding mortgage escrow statements, loan histories, and other client account documents)
Tools
FDIC Net Present Value (NPV) Calculator An NPV calculation may assist in evaluating the costs of loan modification compared to foreclosure.
Links
Bankruptcy Mortgage Project- a resource for those seeking an alternative to foreclosure through Chapter 13 bankruptcy
CFPB Mortgage Complaints consumerfed.org Freddie Mac Freddie Mac Single-Family Seller/ Servicer Guide HUDCLIPS
Mortgage Crisis in a Nutshell - This one-hour video explains the contributing factors to the foreclosure crisis in easy-to-understand language. Produced by NACA attorneys John Campbell and Erich Veith of the Simon Law Firm in St. Louis, Missouri.
NCLC Online Bookstore
Office of Mortgage Settlement Oversight (report client problems related to the 2012 Attorney Generals settlement with large bank servicers)
responsiblelending.org
RHS
RHS Regs, Handbooks, and Notices
The Fannie Mae Single-Family Servicing Guide
U.S. Trustee's Office
VA Home Loan Guaranty Services Servicer Homepage
NewsletterNCLC Reports - Bankruptcy & Foreclosure EditionWebinarsAdvising Clients with Tax and Insurance Deficiency Notices on Reverse Mortgages Presentation and
Recording by the National Legal Resource Center, February 23, 2011HAMP Basics by Diane Thompson (NCLC), December 13, 2010Mortgage Assistance Relief Scams: What Advocates Should Know & Updates on Regulation Presentation and
Recording by Andrew Pizor (NCLC) March 10, 2010Seniors Facing Foreclosure: Challenges and Options (Hosted with legal services in CA) Presentation and Recording by Tara Twomey (NCLC) May 28, 2009When is Bankruptcy the Right Option for your Elderly Clients? Presentation and
Recording by Geoff Walsh (NCLC) June 10, 2009